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  1. J

    Questions on starting Sole Prop

    @ravensfan Adding to @jobenerogala's answer: (3) Nope. I actually think unless your tax bracket is high enough, don't bother with tracking capital expenditures and fixed assets, they get a bit complicated. Sole prop doesn't need to produce all those documents that limited companies are...
  2. J

    My personal strategy with ezycash promo or balance transfer promo

    @nancycc I am too lazy to do this, seems like a lot of effort. But I can see it's fun as hell with the constant leveraging for productive gain haha, this is what gov treasuries do.
  3. J

    BTC Luno x Binance

    @guestlist LHDN don't need Luno to report your tax, they can see your bank statement.
  4. J

    Should I copy what EPF invests in?

    @resjudicata EPF puts 50% assets in fixed income and money market, that dampens the returns from equities.
  5. J

    Recommended Long Term (5-7 years) Set and Forget Funds on M2U

    @srrngugi What’s their management fees and total asset sizes?
  6. J

    Recommended Long Term (5-7 years) Set and Forget Funds on M2U

    @srrngugi Not just that. Their funds are small, actively managed (shit chance of performing well), and have absurd ongoing management fees. For RM 20k, you can consider experimenting with robo-advisors and US/UCITS brokers
  7. J

    Apple Pay with extra steps

    @bethlehempriory Why would you pay extra forex charges (usually 3%) just to look cool? Just sit tight and wait for Malaysia banks to support Apple Pay.
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