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@yhwhismysalvation Is this even a question? Sell the expensive car, pay off your credit card. Suddenly you have 14k a month extra.

@jrm62 Hardly. While I can't speak to this person specifically, many "financial advisors" in SA are barely literate brokers that get kickbacks for selling you specific investment and insurance products and are not qualified to give financial advice in any sense of the word. I would encourage...