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@rio2589 How did that go for you?

@llama1337 This is a good point, and ties into the super save scheme mentioned above (if they are compatible?). My only issue is reliance on this could be a bit tricky because these are policies that may change in future, but I'd imagine it'd be unpopular to remove them.

@wwwhhh This helps heaps thanks! I think, because I'm still in the 19% tax bracket, that I'll hold out until I am in the 32.5% (or 30% once the tax reforms come in) bracket before using this, the tax-saving seems minimal otherwise and I'd rather have the cash liquid at that point.

@dbg This is actually really interesting. $5k is a pretty large saving on tax, how much did you save up all together across those 3 years if you remember?

Hey AusFinance, mostly lurk around here, post on the occasion, and this is one of those occasions. I'm trying to get a place to live as soon as possible, so in the next 4 to 5 years preferably. I currently mostly invest in individual stocks (US through Stake, ASX through Superhero, as you can...