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@thorwald Unfortunately you can't afford to start saving while you have the credit card debt hanging over your head. While not ideal your best option seems to be the CU top up loan, as you'll be years trying to pay it off at €35 a week with interest etc. If you do get a top up you need to up...

@soikeonhanh Have you tried making an official complaint on their website with the full history etc? There is generally a form you can fill out to do this. They have a specific timeframe they have to respond with in and resolve it with (think 1 working day for response a d a week for the...

@alissa Others have already clarified, that your pension goes to your estate if you die. However just to cover something in your question. The entire value of your private DC* pension(s) plus any death in service benefits go to your estate. Not just the tax free lumpsum. DC = defined...

@cece_lee16 NP, you gave a great answer.There is so much to keep track of and so many conditional things it's hard to figure out how much detail to include in 1 comment

@cece_lee16 Really good explanation but small correction the after 50 option isn't only available in the event of redundancy. When you leave a job, for any reason, you have the option to transfer your pension to a buy out bond. Most offer the option to withdraw the tax free lumpsum of 25% up...