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    House Loan vs Long Term Saving

    @unbelievable You could make any number of sound arguments for or against saving up for a house vs. paying it off over time. The choice is what sits best with you. I’m older, so know people that paid cash, most took out a loan, others put down huge deposits, and then took out a loan for the...
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    Easy Equities TFSA Bonds investment R186

    @percival1994 The rate on the label isn’t the rate you get. Go to this llnk (https://bondcalculator.jse.co.za/BondSingle.aspx?calc=Price+To+Yield), select your bond and put in the price you can get it at (107 in your scenario). That gives a return of roughly 9.3%. Some other bonds give a better...
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    Bond or dividend?

    @agape1111 Care to share which investment you’re considering?
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    TFSA - ETF

    @rjozen That’s actually quite a decent mix. What sort of weightings are you putting in each?
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    Student finance advice

    @tristen116 You’re doing great. At your age the only change I’d make is rather investing the money in the TFSA into an ETF like STXWDM or GLOBAL. These are two ETFs with international exposure, and will outperform your 8% interest by a long shot over decades. If your current TFSA doesn’t allow...
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