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@marthaschramm Is this for me or OP? Coz I wrote I went with Canara

@starfirefreefilly I got home loan @9% from Canara bank in June'23. (15L for 10 yrs) HDFC was offering same ROI too. Like you I had no credit history. You can try asking other banks too, they have a ROI range either available online or via bank ppl I don't think ROI is negotiable. How did...

@chas4all I took HL of 15L last yr. I am going to be without job soon. I had intended to pre-pay more in this year but let's see.