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@silvastrings And just because the rates will likely be lower than they currently are at some point in the future, doesn't necessarily mean that you can carry the higher costs you might see in the interim.

@cotessagratowski They ran into margin issues and couldn't have all their assets being stupid meme stocks. https://qz.com/2184431/robinhood-nearly-defaulted-during-the-gamestop-short-squeeze

@jcthesword Definitely not D. Do not trade FX, options, crypto or meme stocks based on things you read on Reddit. That's just asking to lose money. Build up a few months worth of expenses in an emergency fund. Buy some stock ETFs with whatever is left over.

@amyperle From a financial perspective, the Alberta one sounds much better. If the Montreal job and lifestyle is far more appealing to you then go for that, but otherwise I'd say to take the Alberta one.