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@solorio I work for an offshore bank and compete against HSBC, but my primary banking relationship is HSBC Premier; there really isn't anything out there that is comparable. I know of no other banking program where your relationship follows you globally.

@righttruth That is the part people don’t get. I can do it, but then I can’t do anything else for three days. If I have stuff to do in those three days, then I can’t do the thing that puts me down for three days. I have to plan the pain. If work causes that pain, well then I might be able to...

@taters1 There were no injuries. It was one of those things where guy at yield sign starts to go, car behind looks left and starts to go, guy in front stops again, car behind bumps rear tire. No damage to the bike, crease in the car bumper, and the bike didn't fall over. Soft tissue injuries...

@taters1 My wife was sued by a guy on a motorcycle who she ran into at a yield sign. He was at the bar where her brother works, bragging about “winning the lottery” when “some bitch in a rental car bumped into me”. Karma got him first; he died a short time after that.

@knowledgeableindividual There is a huge difference between US and other jurisdictions in terms on the “win the lottery” mentality. It is hard to get a large settlement in Canada, for example. My nephew is currently in the middle of a large claim. Car accident, lost the overhead use of an...

@breeze11 Maybe, but maybe she can only do that job for one day and then needs two hours of physio and three days rest before doing it again. Again, it isn’t about saying “I can’t do this thing” it is about saying “I can’t do this thing day in and day out without making it impossible for me to...

@breeze11 I was recognized as an "elite athlete" by my national Olympic committee but would need three days in bed after a two-day tournament, the second day was always propped up by drugs and physio. You can be in great shape and still disabled, you sometimes just pay a much higher price than...

@girlintheclouds Good while earning, horrible while spending.

@girlintheclouds I'm definitely stuck with FDAP and no tax treaty, so it looks like the 30% hit is likely unavoidable.

@ikerepc The thing about chronic pain is it doesn’t really limit what you can do, it just increases the price you pay for doing it. I had a back injury that wrecked me for a decade. There was nothing I couldn’t do, but I couldn’t do everything I wanted to do. I’d have to pick which thing I...

@girlintheclouds Thank you

@girlintheclouds I'm tax resident in Bermuda; there is no tax treaty so I pay the full 30%.

Personal Age 46 Country Bermuda Nationality Canada Married Yes Children 2 Income Employment Employed Gross Income $225,000 Tax Rate 0% Net Income $225,000 Other Income $0 Total Annual Income $225,000 Expenses Accommodation $84,000 Other Expenses $120,000...

@yahwhshua This is why I don’t respond to any of the class actions I am able to join; I received a $10 coupon once and the ambulance chaser probably made seven figures while the lead plaintiff got six figures.