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  1. M

    Young and in excellent health. Underwriter pricing came back 3x original quote. What gives?

    @levnishbar Me (35M): Low cholesterol (below normal range) + benign neurological condition that a doc cleared me from over 10 years ago and I don't monitor/experience symptoms Wife (34F): Low BMI (5'5", 105 lbs) + depression flag that came up from a Psych visit in 2020 but hasn't seen one...
  2. M

    Young and in excellent health. Underwriter pricing came back 3x original quote. What gives?

    @seekeroftruth0 Me (35M): Low cholesterol (below normal range) + benign neurological condition that a doc cleared me from over 10 years ago and I don't monitor/experience symptoms Wife (34F): Low BMI (5'5", 105 lbs) + depression flag that came up from a Psych visit in 2020 but hasn't seen one...
  3. M

    Young and in excellent health. Underwriter pricing came back 3x original quote. What gives?

    Throwaway account here given semi-personal info. Wife and I applied for term plans with one of the big underwriters through PolicyGenius. We're in our mid-30s, don't smoke or drink (truly), don't have major outstanding medical conditions or unusual family medical history, and don't participate...
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