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@kleodug Yeah for sure. We’ve had two cars before but don’t now. My coworker was actually talking about her own situation, but the whole thing was just easier to explain with a hypothetical about my own situation. We dont have any current need for two cars.

@pinetowntree Yeah exactly, if I’m not insured then it would fall on his insurance. I think the scenario my coworker is talking about is one mentioned by ray2kay

@resjudicata Thank you, I’m in QC as well. I guess the specific situation she’s describing is the occasional driver scenario.

@godzillla Yeah, it’s really not as black and white as she made it out to be. I think ray2kay was correct that there is a scenario where I wouldn’t be allowed to drive my husbands car if I wasn’t listed as an occasional driver, unless I had a car with a policy from the same company.

My coworker just told me that if my husband and I don’t have car insurance from the same company, we’re not allowed to drive each other’s cars. To me this sounds ludicrous, since the insurance follows the vehicle and not the person. My BIL recently crashed his girlfriend’s car and he had no car...