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@ecsid Luckily for you, OP has no idea what he's talking about and that's neither a property of or the beauty of Monte Carlo methods. Monte Carlo is useful for things that are hard to model analytically. Normal distributions are, relatively in advanced math, extremely easy to model analytically...

@trishn40 This model very obviously incorporates drift. That's what the mean of the normal distribution represents.

@pilgrim73 Or you could just invest in an index fund since your argument is literally that this strategy is similar to investing in an index fund.

@pilgrim73 Agilent.