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    Mortgages for multiple flats as an investor

    @brydustin Which bank is this? Usually banks use the rental income to see if it would cover the 5% interest, 1% amortization (for loan to value >65%), and 10% of rental income / 1% maintenance, ~7% of the loan value. Only the part that isn‘t covered by rent has to be offset by your income (
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    Switched from Swissquote to IBRK in January, didn't get a letter from Calida. What did I do wrong?

    @sheep4christ It was the topic of the post. OP won‘t receive his yearly shareholder present… I use IBKR myself, with the cost saving, I can buy these presents myself and I hold to little shares to hold power over a company.
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    Switched from Swissquote to IBRK in January, didn't get a letter from Calida. What did I do wrong?

    @sheep4christ „Grundsaetzlich werden alle Wertpapier in Namen von IBLLC gehalten. Falls ein Kunde an der Generalversammlung teilnehmen moechte, stellt IBKR eine Haltebestaetigung aus. Mit dieser kann der Kunde die Investor Relation Abteilung des jeweiligen Unternehmen kontaktieren. In einigen...
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    Switched from Swissquote to IBRK in January, didn't get a letter from Calida. What did I do wrong?

    @sue782 Your shares will not be registered in your name with ibkr. They‘re all registered in your brokers name, that‘s one reason they are so cheap. Good for trading and ETFs, bad for buy-and-hold if you want invitations to general assemblies or presents (like the swatch for shareholders or...
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    What to do with 100K I will very likely need at some point in the next 12 months for a home deposit?

    @river__raine Fixed term deposit, you‘ll get around 1.3% right now in CHF. More in EUR, USD, GBP, but I would stick to the currency that you need available.
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