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@tony58 Gotcha

@tony58 CGT is paid when you collect said G - until then is "unrealised"

@thesartist 18% ON AVERAGE You'll have good years and bad years. Better leave it be and keep adding what you can. Seen some investors suggesting it's ok to withdraw 2.6 up to 4% annually Edit: yea actually true average, adjusted for inflation, over 50 years should be your guide.