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@jjmcubbin If you miss the deer entirely and instead hit something else- that’s a collision claim where I work. If swerved but still made contact with the deer then it’s comprehensive. Maybe this is dependent on company? I’m not sure if state departments would have requirements for this specific...

@vincefield California's state minimum is $5000. if they have 5K or even 10K, then they're absolutely not going to pay you for any rental until they have all the final bills since they already know repairs are at least 7000. I believe California does state that you have a right to a similar...

@arno Like someone else said, you could try Lexis Nexis Consumer Disclosure Report (you can request it online) and also Verisk has a similar Consumer Report that you can request. Those are the two biggest insurance databases for information.

@kyleswife2015 I have no idea what you mean by "100% comp and collision." Also they likely cannot void your warrenty solely based on the shop - It's part of the Magnuson-Moss Warranty Act. If the problem is that the shop you chose is charging for things the insurance company does not agree to...