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  1. B

    Need some outside perspective on HDP vs PPO plan with newborn on the way

    @mindforchristmomof3 Premiums - Company HSA contrib + deductible PPO: 10,300 - 0 + 1100 = $11,400 HDP: 5560 -900 + 3200 = $7,860 Premiums - Company HSA contrib + OOP max PPO: 10,300 - 0 + 10,000 = $20,300 HDP: 5560 -900 + 8000 = $12,660 Now you'll presumably be socking a lot of your own...
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    Delivering at hospital that’s out-of-network?

    @morebu Delivering out of network, there is no upper limit on what you can be charged here. Your insurance will pay 80% (+$750) of what they think your delivery SHOULD cost but they can ignore everything else and you'll be on the hook for it. Could you file a network adequacy request to get...
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