@mindforchristmomof3 Premiums - Company HSA contrib + deductible
PPO: 10,300 - 0 + 1100 = $11,400
HDP: 5560 -900 + 3200 = $7,860
Premiums - Company HSA contrib + OOP max
PPO: 10,300 - 0 + 10,000 = $20,300
HDP: 5560 -900 + 8000 = $12,660
Now you'll presumably be socking a lot of your own...