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@prestontg You can have over that amount and be hit with a series of emergencies. Refrigerator, stove, sink, sliding glass door, car window stuck, water heater, broken bathroom sink pipes, lawn mower replacement all in the span of 18 months. Glad as hell I had the money to cover these and others...

@duvduv I'm not reading all that ish.

@duvduv I'd wager to guess in the poverty finance sub, most of us are not giving our kids a free ride on college.

@dharmachrsitian It absolutely is. Going to the grocery is depressing and even horrifying. Shit's expensive and I don't buy pricey food. No meat, no brand names. Vegetarian. No fancy Vegetarian meat substitutes either.

@dharmachrsitian Ramsey doesn't realize what basic necessities cost.