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@girdyourloins And why is that? He can't just demand money from you. If his carrier felt you were negligent they would have attempted to subrogate against your company. If that hasn't happened the question becomes, why die he only have 10k in coverage from his company? Also, just provide...

@girdyourloins Why is the person below you not filing with their own carrier?

@junior2708 Just to be clear. your friend has a full fledged car rental company specializing in exotics they have an insurance policy which excludes damages incurred during a rental period. Like, completely excludes. they rented to someone who had Geico insurance. the renter loaned it to...

@pepbug I'd need to know a lot more than this to decide. Why such a disparity on personal property and unit owners coverage?

@melancholic 2.5 years is a long time. It's going to be an uphill battle. And if you don't think he has insurance, it only gets harder.

@longsho7 Medium moose

@glittergirl52 Collectibles would need to get scheduled on the policy to get full stated value. Otherwise you're going to get the replacement cost of just "funko pops", so like $10-12/each. You'll actually get the depreciated, actual cash value, until you replace them, then you can get the...

@roundrock2023 You insure the car. It follows the car. You drive a friend's car that's insured, its insured.