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@anotherklutz It's pretty simple - interest rates of 16% would sink most current mortgage payers. People talk about rates being 15% in the past but that at that time the amounts borrowed compared to wages were much smaller. Also no serious player in the markets or banks is predicting 16% or...

@nmuhammad What has happened that would be considered impossible?

@anotherklutz Rates of 16% are impossible without taking the economy down with it.

@basharg My understanding from networking forums is that powering down the router for any period of time is a bad idea as the exchange will read that as a problem and start limiting your speed to "fix" the problem. Anyone able to confirm this?