@lemoss Even groww now allows investments in equity markets. Charges are same as vested. But as someone rightly pointed out. It's not worth it if you are investing small amounts.
@rezene I prepaid my home loan just last month.
These calculations are fine but for me the most important thing was getting rid of the debt. You never know what happens in the future and now I can invest all my EMI and the surplus amd accumulate the corpus again.
In your case since the tenure...
@mgreene05 It's still passive. You are still investing in an index and not choosing the stocks yourself. Passive investing does not mean you don't buy the dip.
@bart75 Nothing is guaranteed, if they declare bankruptcy then all your equity goes to zero instantly.
And assuming this is not a scam, understand the risks, if they cannot make the profit they are targeting and go bust, you lose all your money.