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@theflower TIPS are paying 2.5ish% + inflation. But I would only buy them in a retirement. I would (am) also buying the actual bonds and will hold to maturity.

@otherpsychotichalf I understand your point, but these HSA savings discussions always seem to start with, as you put it, "If you're young and healthy". That is a dangerous mindset. Perhaps they should start with "if your emergency savings are more than adequate to deal with a serious medical...

@otherpsychotichalf Thing is that you never know when that is going to change. 4 years ago I went from enjoying a beautiful spring day to needing the services of a good orthopedic surgeon in less than 10 seconds, and I was not doing anything that was high risk or stupid. There is a lot...