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@romanianpentecostal I used to schedule these. It’s called a Health Risk Assessment. The reason insurance companies schedule these is you either: have had multiple trips to the ER and/or hospital in a very short period of time…. OR you have multiple chronic conditions and take medications...

@tom_the_doubter Your daughter is a separate person from you when it comes to insurance; so you will each have your own deductibles and OOP’s. Family deductibles and family OOPs are usually set at 2x-2.5x an individual rate….one single person can never exceed their own deductible and OOP, but...