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@sonobia You're going to need to walk through this slowly. If you don't know how or what questions to ask, you're going to have a tough time with your finances in general. https://playmoneysmart.fdic.gov/games

@swampcat It's important but not to your credit score. ChexSystems is the third-party agency that keeps a history of you bank accounts and current risk level that banks will look at before approving a new checking or savings account. You can use ChatGPT as well to see what score factors go into...