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  1. K

    Insurance Hitting with the 80-20 Rule

    @raphacam It is comprehensive and collision, yes. My argument is it’s an EV and this particular model is limited in who can and has worked on it. Maybe they are overcharging, but the insurance won’t even sit down to negotiate with the shop or me.
  2. K

    Insurance Hitting with the 80-20 Rule

    @raphacam Manufacturer doesn’t do in house body work. Similar to Tesla. I know the shop is making a premium on the deal, but they can’t offer me alternatives.
  3. K

    Insurance Hitting with the 80-20 Rule

    @bioleap What’s the alternative? Bend over and take a 12K loss with their failure to uphold contract? Haha 🙄
  4. K

    Insurance Hitting with the 80-20 Rule

    @jazzino They may be overcharging, I mean it’s what shops do. Everyone wants their piece of the pie. Additionally this agency has been flagged for doing this with many Luxury vehicles. https://www.repairerdrivennews.com/2023/06/01/state-farm-hit-with-lawsuit-over-luxury-vehicle-repair-coverage/
  5. K

    Insurance Hitting with the 80-20 Rule

    Weird part was they sent an initial payment before they had the parts list, like they just estimated labor and said they would supplement later, thus locking me into the shop and their storage fees. There are no other makers of these parts than the original manufacturer. Parts were 15,000 out of...
  6. K

    Insurance Hitting with the 80-20 Rule

    @wrestlos Car parts are direct from manufacturer, and matched both estimates sans 100 bucks for a tire. Major discrepancy is labor hours. According to them 1.5 the amount they would bill at other local shops but would not show or reference their data.
  7. K

    Insurance Hitting with the 80-20 Rule

    @asotoskori Full comprehensive and collision protection. According to the manufacturer any repair from a non-certified body shop voids the warranty on repaired parts and systems.
  8. K

    Insurance Hitting with the 80-20 Rule

    Hello all, My wife was hit by an uninsured driver at fault, (ran a stop sign and T-boned) our luxury EV. There is only 1 repair shop in the area to take it as it’s a specialty at the moment. Any other shop will void the warranty on the vehicle thus not returning it to its pre collision value...
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