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@happygirl1016 https://www.cavendishonline.co.uk/funds You can see funds as usual with any platform but if you change it to model portfolio then you will be able to look at some suggestions based on risk. As I’m young with nothing to lose, I started with the high risk growth. Now I’ve started...

@happygirl1016 You’re not usually worse off by holding more funds as you’re charged a percentage, rather than a flat fee. Does vanguard offer model portfolios? I can give you a link to the platform I use which gives examples to follow when you’re starting out. I’m relatively new to this but I...