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@parkersburg614 The term "interest" is broadly used to refer to the compensation that you receive for lending money. In the case of a zero coupon bond, the compensation that you receive is the difference between the value at maturity and the value at purchase. I think it's perfectly reasonable...

@parkersburg614 Technically, the gain comes from a market discount and not from an interest payment. However, US tax law requires the market discount to be treated as interest (imputed interest) for tax purposes. You can play a semantic game and say it’s not interest, but for all intents and...

@corbco Time is being provided to the buyer to come up with the funds, and to the seller to produce the stock certificate (nowadays, the electronic equivalent), and address any issues with clearing these trades that may arise. There are a lot of details that you can dig into by looking up...

@jake15 I’m not denying what you’re saying, but if my high deductible health plan has a max out of pocket of $3500 per year, and I can afford $3500 per year in the event that I stop being healthy, then I’m not particularly worried. I would still consider myself “adequately insured.” If you have...

@kshell If you’re young and healthy, paying extra for “decent” insurance may not be worth as much as the triple tax advantaged savings that you can accumulate in an HSA. If you’re rarely hitting your deductible or out of pocket max on the low deductible plans, for example, using a high...