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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @goldenball Also, not sure if your segment and mine of Accolade draw from the same pool of people, but I’ve found that the support you receive varies widely depending on who you get as a rep. The only two really good ones I’ve encountered in my pool of people are named Lisa and Sarah. Also...
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @goldenball They’re a third party that Anthem BCBS has hired to handle all customer interfacing. It sucks and they suck. I’ve had similar wait times but also sometimes gotten lucky, especially early in the morning. Also, if you use the app, they seem to have some sort of SLA that they do have...
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @slipg I did file in both states with the DOI. Doubt it’ll make a difference in time for my care, sadly, but maybe it’ll help someone else down the line.
  4. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @rosaryson Is that different from the Department of Insurance? Edit: My employer and insurance are based out of California, and I’m out of a different state. Which state should I contact?
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @erin136 I don’t want to argue, and I desperately hope you’re right, but I’m afraid to do that since the provider told me the insurance can deny it based on lack of pre-auth. They requested authorization for treatment starting today, but advised me that Anthem can decide to only authorize it...
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @erin136 Also, the employer and the employee both pay into the plan. I don’t know if that narrows it down.
  7. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @erin136 Hmm… I’ve never heard it referred to as ERISA. How can I find out? Unfortunately, it’s more a matter of time. They’ll probably have to approve it next week, but my tumor is growing extremely rapidly into my chest wall, and the delay of another three days may make a difference in my...
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @mdjuelrana Ugh. That’s pretty bad. Do you have Accolade as well? One magic trick I’ve finally discovered is to tell them you’d like them to escalate to Anthem to get an official answer back. I’ve also found that the quality of service you get greatly depends on which rep you’re talking to.
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @hungphatads123 Wow. Thanks for sharing.
  10. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @faroshee7 I did get my chemo approved, and went through twelve rounds of it, as well as surgery. They didn’t find any residual cancer at the time of surgery, which is the best possible outcome. Currently receiving radiation and it’s a bit rough but getting through it. Insurance denied my...
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @abuniversity1 Yep, they suck. I’m currently fighting them as they won’t pay the last chemo session (that they preauthorized) or the pathology from my surgery.
  12. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @ravencat So sorry to hear. It’s infuriating and exhausting. Good luck and hoping for good outcomes for you and your mother.
  13. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @quirkymango I’m so sorry to hear. Best of luck getting through the process too!
  14. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @calvary4me Same. ☹️ The provider has advised me that if I move forward out of pocket, insurance may choose not to retroactively cover the first treatment. They quoted me $46k for a single infusion.
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @grandmary It is employer funded FWIW. A LARGE employer. HR and the head of the organization have been made aware of how awful this has been.
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    Worst insurance experience of my life with Anthem BCBS / Accolade

    @dutifulsunshine The insurance company is out of California. I’m in Illinois.
  17. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @mikail Ok thanks, will try then.
  18. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @mikail Oh, that’s Empire. I need Anthem. Will search for it tomorrow; too tired at this point.
  19. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @mikail Thank you. I will try that first thing tomorrow.
  20. W

    Worst insurance experience of my life with Anthem BCBS / Accolade

    @mikail Thanks, I did this morning and got into their Proofpoint secure email system. I did receive a call promising I’d receive another call, from authorizations, later today. No call 😞 I emailed them again tonight.
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