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@estherlion No use for those in 15-30% slab. Tax at slab rate itself. FD would be quicker to break.

@makwheelie I'm 34 and just started as well. Invest half your salary into mutual funds. Pick broad based ones like nifty 50, midcap or small cap. Just 3 are enough. First make sure you have 1 yr of monthly expenses saved in the bank FD. Then only start this. Take medical insurance as well. My...

@menicklady Which is most people.

@menicklady That's the salary for many in IT, especially in Testing. Corona had increased salaries a lot due to desperation by the companies.

@skywalker123 What will happen with US rate cuts?

@alh Go for 25 year home loan.

@br4nd0n The one which is in shambles and rotting from the inside.

@iamlookingforanswers What's your wife's salary and savings? Take whatever gold you have to the bank and get a gold loan ASAP! Doesn't matter if it's just 10k or 50k or 5l. Close out the high interest loans asap. Leave the axis ones and don't close immediately. You are paying less interest on...

@thepowerisinhisblood I'm pretty sure this guy will bill the kids for the money he puts on them and then screw up the math and bill it 10 times more like on this post.

@cryssy Thing is, most people work really hard, even destroy themselves physically, and only a handful make such money. You gotta be happy for that and stop comparing with others. Anyway you do you bro.

@duffy44 Yeah, but I actually bought a few components over the last 2 years to build my new pc. It did not cost so much every year. GPU is one time purchase as well even if it is costly.

@cryssy If I had as much money as you, I'd just be happy I made it in life tbh.

@duffy44 Why are you building PCs every year?

@cryssy You do realize there are a lot of people earning less than your monthly income in an entire year AND have entire families dependent on them with nothing in their name, right?

@geriungurean High risk.

@gypsysoule Jesus. Earning 2.2l and thinking they are not at the top. Most would kill for that. Also, schooling is a scam. Any regular school would do fine.

@gypsysoule First top 1-2% guy who is speaking the truth and knows how everyone else way below his salary lives.