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  1. S

    Finally got my first mortgage at 42 and here’s what I learnt

    @shaynaleab Out of curiosity how much did you borrow and what rate did you get?
  2. S

    How many / what bank account “buckets” do you use?

    @nurseir Just wondering, don't you just buy everything from one transaction account with the debit/credit card? Or do you manually transfer the purchase amount from each bucket before you buy each time?
  3. S

    Broker stuffed up need advice

    @billyjames It should only be P&I for the land but interest only for the build? I've not heard of P&I for a build before..
  4. S

    37 - fully offset my apartment, now what?

    @jesusismyfirstlove He just said he sold his shares for $120k and put in offset (which assumes is not part of the deposit). So he accumulated 380k in 5 years which is more doable
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