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    PhD student [F] and Senior Web Developer [M] cohabiting - who is better to apply for home insurance?

    Thanks everyone ... Sounds like it should be me, but if he has time I'll get him to apply too, and we'll compare rates.
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    PhD student [F] and Senior Web Developer [M] cohabiting - who is better to apply for home insurance?

    I (26, female, PhD student, great credit) live with my boyfriend (30, male, 2 kids, senior developer with a large company, bad credit). We want to get home insurance for our apartment (for things like instruments, computers, sound system, books, etc.). We are with different banks (RBC, Scotia...
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