@gracer What is your planned retirement age? Are you and your spouse planning to retire at the same time?
What is your plans post retirement? Lighter work schedule? Travel? Staying in RSA?
@gamefabrique The answer is simple, don’t buy a car.
If he can’t work anymore why does he need a car? How is he going to pay for the maintenance if he can’t work? How is he going to refuel the car if he can’t work? How is he going to pay the insurance if he can’t work?
See where this is...