Search results

@eaglehaze Can you elaborate?

@marco_polk Already have a house. No debts outside of 0% apr cards which will be paid in full when that period ends. 12k cash for emergencies. 20k in HSA for medical. 75k in personal retirement. 25k in bonds.

@vernonsog What would you consider in the realm of convenience?

@baruch_atah That’s a good point. I will have to review the loan details to confirm no prepayment penalty.

@baruch_atah Just state tax free. Fed still applies

$30k out the door on a 2024 civic which includes tax, reg, and fees. I’m approved for 3.9% for 48 months with a $20k down payment but I do have the cash to buy the car outright. Given that my state tax exempt money market gives me 5% right now, wouldn’t it would make sense to take the loan and...