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  1. R

    Just moved into my first flat and feel like my landlords have set the gas rate extremely high

    @galnaros From what I understand this is normally included in the service charge, though, which wouldn't involve the tenant getting a gas bill themselves? I was looking at a flat to buy that had heating/hot water included in the service charge as it was for the full building, so assumed this was...
  2. R

    Is a pension really worth it while trying to clear £15k credit card debt?

    @rubychrist I read it as £135 per month, not per year.
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