@northernwarrior These offers are available to everyone across all the different banks credit cards. If interested I have a subreddit all about this. r/creditcardchurningaus
@johnbiggs Everyone talks about this but I have never heard of these models to detect churning, or at least from my experience. I know a lot of others who churn and also don’t have any issues.
@johnbiggs I’ve been doing this for 7 years now. Had my first credit card rejection last month since 5 years with Suncorp. Eventually you will get rejected but the banks do not seem to care about enquiries as long as your credit score is good.
@bobbydoes In my experience, and I churn 6 to 10 cards yearly, it had no impact at all on both my credit score or my home loan application and approval there after. But this is just my experience of course.