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@terrywinkle This is an unpopular opinion but 5% gold will not do anything for your portfolio. Do not invest in an asset class unless until you would want it to be 15-20% of your portfolio. Anything less than that is just clutter and will not impact your life significantly..

@crixus123 Yeah. Rolling returns is only to compare two investment avenues. Your transaction pattern in the past is unique to you and won't remain the same in the future..

@crixus123 Long term rolling returns is the gold standard..