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@mjt1k987 It depends on the platform you use and what you invest into within your TFSA. Do some research on different platforms. Easy Equities is a good place to start IMO.

@mjt1k987 You would pay tax on interest earned in a normal savings account when you withdraw. You pay no tax on interest earned in a TFSA. Some platforms allow you to invest in index funds under a TFSA where you can earn a lot of interest. Max it out as soon as you can.