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    Trying to wrap my mind around having three separate banks.

    @nothingtoknow You got my mind back on track with your last paragraph. I already do use my commercial bank for same-amount-a-month payments. I should keep SOME money in my CU account and replenish it each month just for daily stuff, and then take the money I have in my CU savings account and...
  2. G

    Trying to wrap my mind around having three separate banks.

    Hello all! I've seen a lot of talk about having three separate banks (one commercial bank, one CU, one online bank) and using them. Could someone explain how they all work together? I understand having a commercial bank that has atms/branches where you can withdraw money, and online banks...
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