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@mm17162646 Just my car at the moment (~6k pm). I've just recently paid down my Christmas spending on my credit card so I'm pretty much debt free. I've got quite a bit of disposable that I should have been saving/investing until now. But better now than never I suppose.

Hey all, been lurking here for a bit and I'd appreciate any advice. I've recently been going through some kind of life crisis as I enter my early thirties, and I'm scrambling to get my finances in order. I never opened a retirement annuity and I'm coming to regret not doing it early. The...