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@owens266 E&S are not constrained by filed rates (which must be approved). So if Allstate needs a 25% rate increase, CA might only approve 6.9% (or none at all). So off to the E&S subsidiary it goes

@maxkim Also just because you’re not required to have workers’ compensation insurance when you’re self-employed doesn’t mean that the lessor can’t require it. Many lessors don’t want to have to think about waiving insurance requirements, so it’s a “have them all or find another space” type...

@7ace Claims history. You can request your CLUE directly from LexisNexus

@peinopela Yup. You have to send a DM to the mods (you can't do it from mobile, you've gotta do it from desktop) to provide your bona fides before you can get into the sub.

@peinopela the r/InsuranceProfessional isn't the pro sub that most of us are on. It's r/InsurancePros

@peinopela With 111,000 members; assuredly there are a ton of people on here that aren't P&C agents, brokers, adjusters, claims managers or underwriters (and there are a lot of underwriters on here). The reason you don't see that many comments is that, well, why would a C-suite exec in...