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@rawheight Mind I ask how long in terms of years did you sacrifice? (IE: In my case from 5 years to ~8+ years of mortgage).

@chris1978 I was hoping for that too, had a friend bout to buy a house and their rate was 7.125%.

@marcolovesjesus Nurse to be specific.

@sistermaria I hear you, I'm on the same page as her focusing on career while we don't have any kids.

@gowdy Apologies if that came out of nowhere. I think with your advice, I appreciate the reminder of slowing down. I did include her on the plan, but we haven't really have like a long talk. We have more of a what make sense talk, but I don't think we had any deep thoughts. I'm more of a...

@gowdy https://www.dhs.gov/get-green-card A Green Card holder is a permanent resident that has been granted authorization to live and work in the United States on a permanent basis. As proof of that status, U.S. Citizenship and Immigration Services (USCIS) grants a person a permanent resident...

@gowdy She's gonna be a green card holder by then, so I would assume yes.

@sistermaria We "technically" are, she currently lives in Ireland with her Family and waiting for our spouse visa papers for her to get here then we can focus more on combining our finances, as to right now when we tried it doesn't make much sense. She currently takes home about ~$18,000/yr...

@sistermaria I'm conflicted. Not to discredit her, but her work revolves around minimum wage and if she went to healthcare industry, It might take like 2-3 years of her studying and part-time job while I support the family. So I'm weighting it now basically to the cost of childcare vs ROI of her...

@cs1000 After reading the comments, I'm 100% having her as stay at home mom since it offset the cost by folds and quality of care ofc.

@misterboy Agree, but information from strangers on internet based on the decision they made in the past have helped me factor in if the current priorities I have at the current moment aligns with what my priorities are for the future. Thankful for them sharing it, hence the reason of this post.

@misterboy I don't have it straighten out at this point but I just view money as a tool to do things such as once we are mortgage free we can do much more but at the same time see what I'm gonna be missing out, I wanted to see what others have done when they were at my shoes and connect my...

@holyhelper We did try this for 3 months here in the states, It was a huge adjustment for her, that time we didn't have kids and that's what we are in for once she gets here. I just don't want her to feel pressured on "I need to get pregnant asap since I decided to be a stay at home wife". I...

@gowdy retirement contributions are excluded on the chart, savings(emergency fund) is not on the chart but I have 6 months. And answered the last question on your other comment (yes when she gets approved). I should had included it on the chart to avoid confusion, apologies.

@ejt Lol, thanks for the laugh. And yeah, I want kids, but I want no mortgage more better before kids. Kind of selfish but that's what I'm feeling.

@ejt Not more than a year I hope.

@nobodyhere You have a good point, opportunity cost. I missed that on my calculation. Thanks for the reminder.

@fredro2000 Good point, agree on that.

@chonstance This gives me another perspective. Thank you for writing this up.

@chonstance How's your lifestyle though? I have friends who became stay at home mom and I saw how their life changed. However I don't have a friend who pays childcare so I'm curious if you don't mind... maybe what's like your schedule for 1 week?