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  1. L

    5% fixed v 6% variable

    @leodrone Ah okay, thanks. So are people with fixed mortgages less likely to want to sell cause they have to consider the penalty?
  2. L

    5% fixed v 6% variable

    @leodrone I always thought you didn't need to "break" a variable. Like with fixed you are locked in, but I thought with variable you could just go and lock in a fixed at any point if you become uncomfortable with variable. Sort of like with mobile phones. If you sign a contract you are locked...
  3. L

    The Ten Commandments of R/PFC

    @estelee spend less on candles
  4. L

    Using algebra to decide between TFSAs vs. RRSPs for retirement planning

    @herlings I don't think I have the prerequisites to browse this sub.
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    Getting a mechanic's opinion & inspection for a used is important, even if it's a Toyota/Honda

    @kelvinkann Nothing wrong with buying a Nissan if you can budget 8k for a new transmission every 80,000km. I'm glad owning a Nissan was a cheap lesson for me. I'll stick with Mazdas. Just bought a CX-5 that I love.
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