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@besjoux Yeah it's a good investment in general. The problem is when you are trying to save for a specific need it can really throw you off.

@besjoux Don't do this The mortgage may mean that buying a home in 4-5 years (and getting a mortgage) isn't an option. Also while buying an apartment is often a good investment it may not see the rent covering the capital portion of the mortgage. This could mean a stream of additional...

@goatsandroses I'd look within your sector rather than look for a career change first. A career change may happen but you may be going to very low salary and have to work your way up. Before that try look for roles within your sector that would be less stressful. I've two friends in similar...

@thankfull4grace Nope. Thats CGT only.

@thesartist Etfs are subject to exit tax not capital gains tax so you are off base.