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    Horizons ETFs with .U at the end: e.g. HXT vs. HXT.U

    @divanir U for USD
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    Deferring High School - A Strategy to Build Wealth

    @hmg It is a nice thought experiment, but imagine a 15 year old being responsible with money and being able to hold down a full time job. They are probably too busy scrolling tictok and ordering 30$ doordash lunches. I tried to teach the basics of investing to my grade 12s, maybe 1 out of 60...
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    26 y/o trying to start investing

    @tokitee Max FHSA then TFSA get a nice and locked in GIC if you can for a number of years. or you can consider HISA etfs such as psa.to or cash.to
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    Q regarding discount online trading platforms:

    @maggie123 High fees @ 10$ per trade vs free for online brokers it is psychological. everything is cipf insured the same way
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    20000 Line of Credit at 7.70%

    @christian_follower Thats a very good rate tbh
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