@josh0302 Set aside a six month emergency fund ($10-25k) in a high yield savings account.
Pay off any debts.
Open a Roth IRA at Schwab/Fidelity/Vanguard and max that out each year (currently $6k per year). Invest in their S&P 500 index fund.
Max out a 401k (currently $19,500 per year). You’ll...