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@sadmom81087 Yep. They used to charge some amount but I don’t remember tbh. I shifted to using IOB as I started getting better rates over there.

@sadmom81087 They don’t send it by default but when you send the invoice to them you can just ask for it in the same email and they will send it.

@lucianne I get foreign remittances multiple times a year. Federal bank is very good with conversion rates and their own charges are very less compared to other banks. You do need to submit the documents for each remittance via email but other than that the process is pretty straightforward and...

@gamebancadoithuongonline You can buy TBills from Zerodha/ upstox or directly from RBI using rbidirect. https://i.ibb.co/ysZ672M/IMG-1498.png

@sadmom81087 If time is your most important factor then go with HDFC, funds are cleared by EOD of submitting disposal request.

@inconstantdoubt Combine two Liquid and two elss funds into one. If you are parking the money in liquid funds for more then 90 days then you can invest in T Bills as well which will give you better interest

@play311 It means that now the tenure is only 170 months instead of original 360 months. You kept the emi same and chose to reduce the tenure.

@pokerbob Yes, Technically speaking there are zero losses as I just have a laptop on company’s name.

@pokerbob Yes, that’s the plan.

@pokerbob Just to add, amount would be somewhere in 50k to 150k inr.

@pokerbob Yes, I am the sole director of the company. My guy previously told me that I can just pass a resolution saying I will get XXX amount as dividend. Is this a proper process or do I need to hire someone to do the legal work?

@pokerbob So I started a OPC Pvt LTD an year back for my infosec consultancy side gig. So If I want to withdraw money from that account and use it. Do I need to show it on my ITR? Which ITR I need to use? PS - I have a guy who helped me with company formation, but he had a bad accident and in...

@maeve HDFC is better in this case.

@theincrediblebaptistor TBills