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@hhhlga89 45K will likely be a quarter of my mortgage. That is a huge boost to equity and reduction in interest. Saving on interest alone probably saves you the same amount again, 90-100k total, inclusive of the 45K.

@cee_the_atheist I'll assume you value the same goals as I do, and if I were in your shoes right now heres what I'm thinking. Youre highly leveraged right now, do your best to pay down your debt until at least your primary residence is paid off. Then with that done, take your investment income...