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@jjp297 Yeah, American studies have found that return-free filings (i.e. IRS sends you a completed return based on what they have and you accept or amend as required) would basically cover 50% of filers in the States. I'm sure that it would be similar here.

@timelesstim A form where you have to actively leave 95% of it blank is pretty much the definition of a tedious process. Like realistically you'd have to read every line of the paper form to determine if it applies to you or not. I'm sure that most people that feel confident in filing their...

@jjp297 Let's be honest, taxes are tedious. For most people, their forms are submitted to the government and it should be much easier to file.

@st333333 Yet someone from Alberta said that all they have to do is log into their provincial website to payoff that portion of their loan… but sure defend the Ontario government for some reason.

@ninasreborn1 Good on you OP for outlining this for others. I cannot for the life of me understand why it would be this difficult to pay off a specific part of your student loan when the interest rates are so different. It feels borderline criminal that Ontario doesn't make it easier to pay just...

@vinnierocks It's a mutual fund