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@martalookingforanswers For moderate risk such as FD, i'd suggest you check based on tenure.(often shorter tenure makes more sense since the compounding factored into it) PSU banks usually give the best rates (some of them don't have great services) Other than this there are many applications...

@martalookingforanswers you should spread them far and wide. Invest in index funds, small/mid/large cap based on their fundamentals (you look up the basic scores and see open screener that will help you shortlist the data in a matter of seconds), blue chips and commodities. eg 20% each. there...