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@samuelc I think I did this before, but seems like I didn't qualify for any lower priced plans due to income. But now that the cost of this plan went up $3k since last year, I'll check again. Thanks. But to your other point - I can't figure out what I'm missing, if I'm understanding costs...

I have two plans offered to me, and it seems the one with lower premiums will also have a lower cost overall. Can that be right? Please help me compare these two. Both are PPOs... A: $26,234 per year, $0 deductible, $8,750 family out of pocket max B: $14,092 per year, $5,000 family...