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    Returns: LIC vs Gold vs Nifty

    @jcc19240 Some people are mentioning how term insurance is best form of life insurance. That is absolutely true but remember life insurance (of any sort) is only necessary if you have financial dependents.
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    P015 - Lessons learned from 30 years of banking

    @%CE%A3%CE%B1%CE%BC%CE%BF%CF%85%CE%AE%CE%BB If bloatware is an issue, then consider Motorola phones. They give a near-clean Android experience. Google also has a program called "Android One". https://en.wikipedia.org/wiki/Android_One Several phones, from several manufacturers, are available...
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    Reviews of banking services & products thread for August 2022 : Request or post reviews here.

    @sadmom81087 Most banks will give you a better forex rate for Current accounts than for savings accounts. Check with the bank you finally decide on.
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    If you're going to switch to the new tax regime, does it make sense to stop putting money in PPF, NPS, etc to simplify things?

    @raw83 If you don't put in the minimum Rs.500 in a year, you are charged a penalty of Rs.50, deducted from your account.
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    Investing in Cloud Computing, Anyone else sharing the same mindset?

    @james_conor Don't forget companies that do not provide cloud infrastructure on their own but build cloud-based tools for other companies/users. A perfect example is Adobe. It has no cloud infrastructure of its own but has built its Adobe Experience Cloud suite of products on AWS. Note that...
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    Finally on a health policy hunt (steps included). Shortlisted one, advice needed.

    @highonluna In India, all "health" insurance policies should all be renamed "hospitalization" insurance policies. They only pay out if you are hospitalized. If you develop a health problem with expensive treatment but which doesn't require hospitalization, they pay nothing.
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    What is the illogical reason behind hospital room tariff and other charges?

    @pollyton For govt hospitals, the answer is simple. If you are in a general ward, the govt has low prices for everything (medicines, procedures, surgeries) because the govt is subsidising everything. If you opt for a private room, the govt assumes you have money and either reduces the subsidy...
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    Anyone holding L&T Emerging Business Fund?

    @lakelandlass Exited after holding for 3.5 years at a loss of about 12%.
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