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@zaplecza Are you talking about the service or anything else?

@zaplecza I can't think of any other cons. On the contrary, they might offer a better credit card. However, if your only purpose is to park money for savings, you can also consider SBI. They will offer better MAB requirements, and much better digital infrastructure than HDFC. Branch experience...

@zaplecza If lock in is not an issue, you can go for it. I don't like lock in because bank is gonna use my 25000 to make money out of it and if I ever take it out in need, I will pay penalty for using my own money. Basically, I am issuing a loan to myself and someone else's collecting the...

@zaplecza They debited 500+ something for their debit card and didn't even inform me about the same through message. Only when I went through my bank statement, I found that out. Till then, I used to think that debit card was free.